What is a Qualifying Life Event (QLE)? (New Platform)

Learn what a Qualifying Life Event (QLE) is and how a qualifying event affects your coverage.
Written by Taylor Byas
Updated 2 weeks ago

Qualifying events are events that cause you to lose group health coverage. After losing group health coverage, you may elect to take COBRA, which provides previously benefit-eligible and enrolled participants and their dependents the ability to continue coverage between 18 - 36 months, depending on their role and qualifying event.

Note: Prior employees and or covered dependents that originally only qualified for 18 months of COBRA coverage will be allowed to extend COBRA coverage for an additional 18 months for a total of 36 months of COBRA coverage if a second qualifying event occurs.

Qualifying Life Events might include:

  • Voluntary/Involuntary Termination
  • Reduction of hours
  • Death
  • Divorce
  • Aging off parents' benefit plans
  • Entitlement to Medicare

If you've experienced a Qualifying Event, lost group health coverage, and need COBRA coverage, set up your Ameriflex COBRA account and make a COBRA election.


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