Qualifying events are events that cause you to lose group health coverage. After losing group health coverage, you may elect to take COBRA, which provides previously benefit-eligible and enrolled participants and their dependents the ability to continue coverage between 18 - 36 months, depending on their role and qualifying event.
Note: Prior employees and or covered dependents that originally only qualified for 18 months of COBRA coverage will be allowed to extend COBRA coverage for an additional 18 months for a total of 36 months of COBRA coverage if a second qualifying event occurs.
Qualifying Life Events might include:
- Voluntary/Involuntary Termination
- Reduction of hours
- Death
- Divorce
- Aging off parents' benefit plans
- Entitlement to Medicare
If you've experienced a Qualifying Event, lost group health coverage, and need COBRA coverage, set up your Ameriflex COBRA account and make a COBRA election.