Getting Started
Your Card Arrives Ready to Go
- Your card will arrive 7–10 days after enrollment.
- It will come already activated with an auto-generated PIN.
- To view your auto-generated PIN, click here.
Use Anywhere Mastercard® Is Accepted
- Swipe your card to pay for eligible medical expenses (see the HSA eligible list).
- Many purchases are auto-verified, allowing you to skip the manual claims process.
- Always save your itemized receipts—you may need them for tax audits, even if Ameriflex doesn't request them directly.
Smart Spending & Deferred Tax Benefits
- Contributions are pre-tax, reducing your taxable income.
- Funds grow tax-free, and withdrawals for eligible expenses are tax-free.
- Your HSA balance rolls over each year—there's no "use-it-or-lose-it" rule.
- Once you reach $500, you can invest your HSA funds in over 20+ mutual fund options.
Why Choose Ameriflex's HSA?
- It's FDIC insured through The Bancorp Bank®, an insurer that protects your deposits.
- It's flexible: your HSA stays with you, even if you change jobs or retire.
HSA Store & Purchasing Options
- Use your card online or at stores that accept Mastercard® for HSA-approved items.
- You can also buy directly from the HSA Store using your Ameriflex card.
- For the full list of eligible HSA purchases, visit the HSA Store's Complete List.
What to Do if a Transaction Declines
If your card declines at checkout, it might be because the merchant can't confirm eligibility. Don't worry – just submit a manual reimbursement claim via the app or portal.
Bottom Line
Your Ameriflex Debit Mastercard® for HSA makes spending straightforward, secure, and tax-smart. Track your balance and claims online anytime—and don't forget to save receipts for documentation!
Need Help?
- Navigate the Help Center for guides on using your card, viewing balances, and submitting claims.
- Contact Ameriflex Participant Support:
- 📞 888.868.FLEX (3539)
- 💬 Live Chat at myameriflex.com
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