What is the Ameriflex Card Swipe Guarantee?

Learn about our new complementary feature offered to all Ameriflex FSA and HRA customers.
Written by Taylor Byas
Updated 6 months ago

In order for your employees to enjoy the tax benefits associated with medical flexible spending accounts (FSA) and Health Reimbursement Arrangements (HRA), IRS rules require that all participant claims (including debit card claims) be verified as a legitimate expense according to the tax code. Even though they may not think of it as such, an Ameriflex card user swiping their card for an IRS approved expense is actually making a claim that requires verification.  

We are proud to offer you the industry's only Card Swipe Guarantee.

Our advanced technology ensures you can be confident your employees will only use their cards for legitimate expenses. Additionally, your employees will enjoy a “no-stress” experience when using their Ameriflex Debit Mastercard® to pay for approved expenses.

The Card Swipe Guarantee ensures:

  • Payment is made for qualified expenses only.
  • Your employees' cards will work when swiped.
  • Your employees will not be required to provide additional supporting documentation after swiping their Ameriflex Debit Mastercard®. 
  • In the event of an IRS audit or an IRS challenge to any qualified paid expense, Ameriflex will assist in satisfying any IRS inquiry. 
Note: In order for the Card Swipe Guarantee to be as effective as possible, we ask groups to add any copays that participants might be charged (medical, dental, vision, etc) to the system. To check and update your copays, follow these step-by-step instructions

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