What Does It Guarantee?
The Ameriflex Card Swipe Guarantee® (CSG) ensures that when your employees swipe their Ameriflex Debit Mastercard®:
- Only eligible expenses are approved and paid.
- Cards will work at approved locations, reducing checkout declines.
- No extra paperwork is needed after the purchase in most cases—no more chasing down receipts!
Why Is The Card Swipe Guarantee Important?
The IRS requires that all FSA and HRA transactions, including card swipes, be validated as eligible claims. With the Card Swipe Guarantee®, Ameriflex utilizes advanced technology specifically configured for healthcare transactions to automatically verify these purchases, eliminating the need for employees to do so.
More importantly, employers who adopt a 100% "risk" mindset often sacrifice the employee experience. The CSG acknowledges that the constant pursuit of expense receipts mainly causes frustration for employees and HR staff, and seeks a balance between risk and convenience. It automatically verifies 99% of claims at the point of sale through healthcare-only rails and standards, eliminating the need for paperwork for the vast majority of legitimate expenses and reducing the documentation burden on employees and HR teams. For the small percentage of claims that cannot be verified, Ameriflex supports the employer and answers any questions that may arise.
Ultimately, the Ameriflex Card Swipe Guarantee® saves your HR team time, reduces employee complaints and card deactivations, and enhances the overall employee experience. Choose this substantiation option if you want to keep your plans viable and help your employees!
Help Us Help You: Add Your Copays
To make the Card Swipe Guarantee even more effective, we recommend adding your plan’s copays (e.g., medical, dental, vision) to our system, which helps auto-verify even more card transactions.
Click here for instructions on adding copays.
Bottom line: Your employees can swipe their Ameriflex card with confidence—no stress, no guesswork, and no surprise documentation requests.
