What is the Ameriflex Card Swipe Guarantee?

Learn about our new complementary feature offered to all Ameriflex FSA and HRA customers.
Written by Taylor Byas
Updated 1 week ago

What Does It Guarantee?

The Ameriflex Card Swipe Guarantee ensures that when your employees swipe their Ameriflex Debit Mastercard®:

  • Only eligible expenses are approved and paid.
  • Cards will work at approved locations, reducing checkout declines.
  • No extra paperwork is needed after the purchase in most cases—no more chasing down receipts!
NOTE: Ameriflex will assist in responding to and supporting your case if the IRS audits or questions an approved transaction.

Why Is The Card Swipe Guarantee Important?

The IRS requires that all FSA and HRA transactions, including card swipes, be validated as eligible claims. With the Card Swipe Guarantee, Ameriflex utilizes advanced technology to automatically verify these purchases, eliminating the need for employees to do so.

Help Us Help You: Add Your Copays

To make the Card Swipe Guarantee even more effective, we recommend adding your plan’s copays (e.g., medical, dental, vision) to our system, which helps auto-verify even more card transactions.

Click here for instructions on adding copays.

Bottom line: Your employees can swipe their Ameriflex card with confidence—no stress, no guesswork, and no surprise documentation requests.


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