What is the difference between a Qualified Beneficiary and a Direct Bill Member?

Written by Taylor Byas
Updated 2 weeks ago

When renewing or creating new COBRA plans, a drop-down menu is available for you to select a Qualified Beneficiary or a Direct Bill Member. If you're unsure which one to choose, here are definitions to help you understand: 

  • Qualified Beneficiary means that this plan is a COBRA plan that will follow IRS COBRA guidelines and be offered to your Qualified Beneficiaries. 
  • Direct Bill Member means that this plan will not follow the COBRA IRS guidelines and will be offered to your retirees or leave of absence employees

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