When renewing or creating new COBRA plans, a drop-down menu is available for you to select a Qualified Beneficiary or a Direct Bill Member. If you're unsure which one to choose, here are definitions to help you understand:
- Qualified Beneficiary means that this plan is a COBRA plan that will follow IRS COBRA guidelines and be offered to your Qualified Beneficiaries.
- Direct Bill Member means that this plan will not follow the COBRA IRS guidelines and will be offered to your retirees or leave of absence employees.