Qualifying events are events that cause an individual to lose group health coverage. After losing group health coverage, an individual may elect to take COBRA, which provides previously benefit eligible and enrolled participants and their dependents the ability to continue coverage between 18-36 months depending on their role and qualifying event.
Note: For prior employees and or covered dependents that originally only qualified for 18 months of COBRA coverage, they will be allowed to extend COBRA coverage for an additional 18 months for a total of 36 months of COBRA coverage if a second qualifying event occurs.
Qualifying Events might include:
- Voluntary/Involuntary Termination
- Reduction of hours
- Death
- Divorce
- Aging off parents benefit plans
- Entitlement to Medicare
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Adding a Qualified Beneficiary
