What is a Qualifying event?

Learn what a Qualifying Life Event (QLE) is and how it relates to COBRA.
Written by Aimee Reynard
Updated 11 months ago

Qualifying events are events that cause an individual to lose group health coverage. After losing group health coverage, an individual may elect to take COBRA, which provides previously benefit eligible and enrolled participants and their dependents the ability to continue coverage between 18-36 months depending on their role and qualifying event.

Note: For prior employees and or covered dependents that originally only qualified for 18 months of COBRA coverage, they will be allowed to extend COBRA coverage for an additional 18 months for a total of 36 months of COBRA coverage if a second qualifying event occurs.

Qualifying Events might include:

  • Voluntary/Involuntary Termination
  • Reduction of hours 
  • Death
  • Divorce
  • Aging off parents benefit plans
  • Entitlement to Medicare

Direct Links/Related Articles

COBRA Portal 

Ameriflex Portal 

Adding a Qualified Beneficiary

Adding a New Hire

Running a Member Status Report

Running a Remittance Report

Understanding Report Statuses

Did this answer your question?