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What is COBRA?

Written by Rachael Seida
Updated 1 year ago

COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985) is a Federal law which requires "qualified beneficiaries" be offered the opportunity to temporarily continue certain employer sponsored health care benefits, at full cost, after experiencing a "qualifying event" that causes them to lose coverage. Qualified beneficiaries include covered employees and their dependents, and qualifying events include employment termination, reduction in hours, divorce, death, and Medicare eligibility.

For more information on COBRA, please see your enrollment materials or the US Department of Labor's COBRA FAQs.

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