What is an EOB?
An Explanation of Benefits (EOB) is a breakdown of a claim submitted to your primary insurance carrier for an expense. An EOB will detail whether or not the expense was applied as a copay, coinsurance, or in/out of network expense.
You can get a copy of an Explanation of Benefits from your insurance company.
An acceptable EOB should include all the following information:
- The date of service, the provider's account number and/or the provider's name, and claim number and/or the type of service.
- The amount charged, network savings, and the amount paid by your insurance.
- The coverage breakdown and the amount you are responsible based on your insurance.
Learn more about EOB
Click on this image to learn more about how to read your EOB.