What is the difference between a Qualified Beneficiary and a Special Plan Member?

Written by Michele Lombardo
Updated 1 year ago

When renewing or creating new COBRA plans, there is a drop-down for you to select a Qualified Beneficiary or Special Plan Member. If you're not sure which one to select, here are definitions to help you understand:

Qualified Beneficiary means that this plan is a COBRA plan that will follow IRS COBRA guidelines and will be offered to your Qualified Beneficiaries. 

Special Plan Member means that this plan will be offered to your retirees or leave of absence employees and will not follow the COBRA IRS guidelines. 


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