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How much can I contribute to a dependent care account (DCA)?

Written by Aimee Reynard
Updated 6 months ago

The DCA contribution limits are as follows:

  • $5,000 -  for married individuals filing a joint return or for unmarried individuals
  • $2,500 for married individuals filing separately.
Note: For calendar year 2021, your employer is able to increase the DCA limit to $10,500 or $5,250 for married individuals filing separately. Please check with your HR department to see if they've increased your limit. 

Please keep in mind that your maximum DCA contribution cannot exceed your yearly salary (if you are single). If you are married, your maximum DCA contribution cannot exceed the lesser of your or your spouse’s salary. For example, if you earn $50,000 per year, but your spouse earns $3,000 per year, then your maximum DCA contribution cannot exceed $3,000.

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