2025

2026

HSA - Annual Contribution Limit

   Self-only coverage

$4,300

$4,400

   Family coverage

$8,550

$8,750

   Catch-up contributions (remains unchanged)

$1,000

$1,000

HDHP - Maximum annual out-of-pocket limit

   Self-only coverage

$8,300

$8,500

   Family coverage

$16,600

$17,00

HDHP - Minimal Annual Deductible

   Self-only coverage

$1,650

$1,700

   Family coverage

$3,300

$3,400

EBHRA (Excepted Benefit HRA)

   Annual contribution Limit

$2,150

$2,200